Alternative Minimum Tax

Calculate your AMT before you exercise

When you exercise ISOs, you may trigger the Alternative Minimum Tax — a parallel tax system that can mean a five-figure bill on shares you haven't sold yet. Maeve calculates your AMT exposure and your tax-free exercise limit in minutes, so you can act with confidence.

Calculate your AMT

How many options could I exercise this year without triggering AMT?

Hi! I'm Maeve, Secfi's AI equity assistant. Based on your grant and this year's income, you can exercise up to 5,453 ISOs this year without triggering AMT — about $11,030 in savings.

Here's the breakdown of what's driving that number:

Deep AMT knowledge, distilled down to the basics

View all articles

The AMT Credit. Exercise Now, Save Later.

Find out how to recover some of what you paid in years to come in the form of an AMT Credit if you exercised ISOs this year that resulted in an AMT tax liability.

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How to avoid AMT when you exercise your stock options

It may be possible to significantly reduce or even avoid AMT (alternative minimum tax) when you exercise incentive stock options (ISOs), if you plan the timing and size of your exercises around the current AMT thresholds and your overall income.

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The AMT crossover and how to exercise ISOs tax-free

Explore the alternative minimum tax (AMT) dynamics that allow ISO-holders to exercise up to a specific amount of ISOs tax-free (in other words - won’t trigger an AMT tax liability). Learn more about Secfi's AMT Crossover Tool that determines exactly how many options can be exercised tax-free before 2021 - get access with just a quick 3-minute sign-up on our site.

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Maeve can help you navigate the intricacies of AMT

Develop a tax free exercise plan

Maeve calculates exactly how many ISOs you can exercise this tax year before triggering AMT, so you can act decisively without the guesswork. Maeve can also model out what a yearly exercise plan would look like to prevent paying AMT each year.

Ask Maeve

Create a yearly exercise plan that prevents paying AMT?

Here's a multi-year plan that keeps each year's exercise under the AMT threshold, so you stay tax-free while you work through your grant:

Model your potential AMT exposure before you exercise

Maeve lets you model multiple exercise scenarios — different quantities, different timing — so you can see the tax impact before you commit. This way there's not a surprise five-figure tax bill due to AMT when you exercise.

Ask Maeve

If I exercise all my vested options, will I trigger AMT & how much will I owe in taxes?

Here's what exercising all your vested options would look like this year, including the AMT it would trigger:

Here's what people are asking

How much can I expect to sell my shares for?

This will depend on multiple factors, including your company’s current valuation along with what buyers in the market value your company at and are willing to pay. With our private market expertise, we can help you to give you an idea of what your shares could be worth and what potential buyers may be willing to pay.

Will my company allow me to sell my shares?

It depends on your company's policy. Some are supportive of secondary sales but may have restrictions including how many you can sell or have a right of first refusal if you do find a buyer. Our team will guide you through the process of finding out what restrictions or approvals process your company may have.

Can I still qualify if my company doesn’t provide the requested information?

Yes! We will keep on assessing your request based on the available information.

More complete than your colleague’s spreadsheet

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Equity grant details
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Company news
409a Valuation
Pref Price
Private market data
Risk profile
Company sentiment
Tax filing statis
Income streams
Tax deductions
Equity grant details
Vesting schedule

Explore more use cases

Make a plan for your equity

Build out a plan for when to exercise and what happens at an exit event

Make a plan for your equity

Calculate exercise costs

Determine your costs to exercise - including tax costs for your situation

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Model potential exit scenarios

See what your stock options could be worth at an exit

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Secfi Asset Management

Offerings

Resources

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Calculate your AMT before you exercise

Deep AMT knowledge, distilled down to the basics

The AMT Credit. Exercise Now, Save Later.

How to avoid AMT when you exercise your stock options

The AMT crossover and how to exercise ISOs tax-free

Maeve can help you navigate the intricacies of AMT

Develop a tax free exercise plan

Model your potential AMT exposure before you exercise

Here's what people are asking

More complete than your colleague’s spreadsheet

Explore more use cases

Deep AMT knowledge, distilled down to the basics

The AMT Credit. Exercise Now, Save Later.

How to avoid AMT when you exercise your stock options

The AMT crossover and how to exercise ISOs tax-free

Maeve can help you navigate the intricacies of AMT

Develop a tax free exercise plan

Model your potential AMT exposure before you exercise

Here's what people are asking

More complete than your colleague’s spreadsheet

Explore more use cases