Get the cash you need to own your stock options
Think your company's got potential and want a piece of the pie? Get help covering your stock option exercise costs, including taxes, so you can keep your hard-earned equity -- with one-on-one guidance from our Equity Strategists along the way.
Own your options, on your terms
You retain full ownership of your shares, no matter what, so you can take advantage of potential upswings in value.
We can review requests and provide financing or loans in as few as three days, if approved.
Our team of equity strategists specializes in factoring equity into your broader financial goals.
Secfi Financing
Own your stock options without paying out of pocket -- or at all -- until your company exits.
Pay back only if your company exits, such as an IPO
We cover all exercise costs including taxes — if there’s no exit, you don’t pay it back.
Minimize tax costs by financing early
Get ahead of any potential increase in exercise tax costs and start the clock on long-term capital gains.
Maximize tax write-offs
You may be able to deduct our fees from your tax return after you’ve repaid.
Get cash by selling your private stock
We help you sell your private startup stock through our network of secondary markets, partners, and buyers.
This is a huge responsibility because if I do it right, it impacts my children and their children. Financing with Secfi is a no-brainer.
Here's who you'll work with
Vieje Piauwasdy
Senior Director of Equity Strategy
Natalie Cook
Client & Investor Operations Manager
Chris Arnold
CFP®, Lead Financial AdvisorHere's what people are asking
Choosing between Financing and Secondaries depends on several factors, such as your desire to retain ownership of your shares, the availability of an active secondaries market for your company, your company's policies on ownership transfer, and whether you need funds to cover the exercise cost of your options. If you're unsure, our equity strategists can help you evaluate your options and make an informed decision.
Secfi generates revenue through fees associated with our services:
- For secondary sales, we charge a 5% service fee for brokering the deal and supporting you throughout the process.
- For financing, we have a 5% service fee, an Advance Rate (which resembles interest, compounds quarterly, and is added to the repayment amount during settlement), and an Equity Fee (calculated as a portion of the value of your shares upon exit). The specific rates depend on your company and stock options.
While anyone can submit a request for financing or secondary sales, we typically work with later-stage companies. Ideally, you have equity in a company expecting an exit in the next few years, with annual recurring revenue (ARR) of $150 million or more, and a valuation well over $1 billion. We encourage you to create a request for Secfi Financing or Secfi Secondaries. Our team will review your request and let you know if we’re able to move forward.
Secfi does not take control or ownership of the shares at any point in the agreement. You will remain the sole owner and beneficiary of the shares at all times.
Not exactly. We provide non-recourse financing. The major difference is that your stock options are the only collateral, so none of your personal assets are at risk and you don’t need to pay it back unless your company exits.
